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    Pension credit backdating rules

    These amounts may be more if you are disabled, have caring responsibilities or certain housing costs, such as mortgage interest payments.

    The age when you can get the Guarantee Credit, the qualifying age, is increasing to age 65 for both men and women.

    Usually a Housing Benefit claim is paid from the following Monday after it has been received.

    However, occasionally, some customers will want it paid from an earlier date, in other words, they want us to 'backdate' their benefit.

    Backdating is sometimes possible but it can only be done in limited circumstances so it is always best to make your claim as soon as possible.

    For example don't delay your claim because you can't get the evidence we need.

    Guarantee Credit ensures no one who has reached the qualifying age has to live on a weekly income of less than £159.35 for a single person or £243.25 for a couple.

    It will then increase further to age 66 by October 2020, in line with the increase in State Pension age for both men and women.

    Don't delay making your claim because you can't get the evidence we need.

    Make your claim and provide the evidence later, but within one month.

    Look for the date you may be entitled to receive Pension Credit from, not the date you reach State Pension age.

    However, unlike pension age claims, you must show that you had good reason (referred to as “good cause” in the relevant regulations) for not claiming earlier.

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